Statewide & Federal
NAP: Disaster Coverage for Uninsured Crops
For crops with no crop insurance, like many vegetables, hay, maple sap, and honey, NAP is the safety net. Veterans can get basic coverage with no fee.
What It Offers
- The Farm Service Agency’s Noninsured Crop Disaster Assistance Program (NAP) pays when a natural disaster lowers your yield, destroys a crop, or keeps you from planting.
- It covers commercial crops that have no federal crop insurance in your county, such as many fruits and vegetables, forage and grazing, maple sap, honey, Christmas trees, nursery, aquaculture, and more.
- Basic coverage pays 55% of the average market price on losses beyond 50% of your expected production. Higher buy-up levels are available for a premium.
- The normal service fee is $325 per crop, up to $825 per county or $1,950 if you farm in several counties.
Benefits for Veterans
- The service fee is waived.
- 50% off the premium if you choose buy-up coverage.
- Once your veteran certification (form CCC-860) is on file, it also counts as your application for basic coverage on all your eligible crops.
How to Get Started
- File form CCC-860 (veteran certification) at your county FSA office. One form unlocks several veteran benefits.
- Ask FSA for the application closing date for each crop. Dates vary by crop, and coverage has to be in place before the disaster.
- For buy-up coverage, file form CCC-471 by the closing date.
- Report your acreage and production every year, and tell FSA right away if a disaster hits. The deadline to report a loss is short.
Key Links
Sources: USDA Farm Service Agency NAP program information; farmers.gov Military Veteran Farmers page (updated August 2026).
